Our Services
Take a few moments to visualize the life you want to live. Cowan Financial Group's unique and proprietary process, The Lifetime Financial Strategies ProgramSM can help you develop a comprehensive financial plan that will enable you to achieve your dreams.
Financial Planning includes:
- Setting Goals
- Income and Expense Management
- Cash Flow Anaylsis
- Investment Management Strategies
- Insurance Needs Analysis
- Retirement Planning
- Estate Planning
- Tax Planning
Investment Management:
Now that you have a vision for your future, it's up to us to help you create an investment strategy that will help you achieve your dreams. We'll start by showing you how to maximize the money you already have. We'll point out new investment opportunities and we'll adapt your portfolio as your account grows and your needs change.
- Wealth Management
- Managed Accounts
- Stocks/Mutual Funds
- REITS (Real Estate Investment Trusts)
- Alternative Strategies
Estate Planning:
Whether your estate is worth thousands or millions, it is never too early to start planning to care for your loved ones after you're gone. The right plan helps ensure that your future wishes are carried out, while continuing to meet your current needs. We can help you create and implement an estate plan that:
- Ensures that your assets are distributed the way you want
- Minimizes probate taxes and expenses
- Keeps up with changing laws and taxes
- Incorporates charitable giving goals
Retirement Planning:
Just remember, planning early for your retirement can help insure you that you won't outlive your income. We'll review our 15 Wealth Management Issues with you to determine areas that need addressing to help you achieve your retirement goals. Let us help you with:
- IRAs/401"(k)s
- Fixed and Variable Annuities
- DROP Program Assistance
- Pension & Profit Sharing
- SEP and Simple Plans
Insurance Planning:
- Life Insurance
- Health Insurance
- Disability Insurance
- Long Term Care
- Nursing Home Care
Tax Planning:
We recommend taking a yearlong approach to tax planning. We can show you how to maximize your savings in 401(k), IRA, and other qualified retirement plans, choose tax-efficient investments, and incorporate tax planning into your overall financial picture.
- Retirement Plan Analysis
- Referrals to qualified Tax Professionals
Neither Cadaret, Grant & Company nor its representatives offer legal advice. Please consult your legal professional regarding your particular situation.